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Kentucky Revised Statutes

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Statutes Last Updated July 23, 2012

Includes Enactments through the 2012 Extraordinary Session
This page was produced on 7/24/2012 at 8:50:00 AM

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KRS Chapter 304.15

  • .010   Scope of Subtitle 15.

  • .020   Definitions.

  • .030   "Ordinary" and "industrial" insurance construed.

  • .035   Securities Act of Kentucky not preempted by subtitle.

  • .040   Standard provisions required.

  • .045   Letter of acceptance and financing agreement to be part of college life insurance policy.

  • .050   Payment of premiums -- Return of policy.

  • .060   Grace period.

  • .070   Entire contract.

  • .075   Notice of policy owner's rights -- Contents -- Conditions requiring notice to be given -- Application to policies $100,000 or greater permitted.

  • .080   Incontestability.

  • .090   Misstatement of age or sex.

  • .100   Dividends.

  • .110   Policy loans.

  • .115   Life insurance policy loan interest rates.

  • .120   Table of installments.

  • .130   Reinstatement.

  • .140   Repealed, 1994.

  • .150   Beneficiary, industrial policies.

  • .160   Title.

  • .170   Excluded or restricted coverage.

  • .175   Notice by insurer of paid-up life insurance policy.

  • .180   Standard provisions -- Annuity and pure endowment contracts.

  • .190   Grace period -- Annuities.

  • .200   Incontestability -- Annuities.

  • .210   Entire contract -- Annuities.

  • .220   Misstatement of age or sex -- Annuities.

  • .230   Dividends -- Annuities.

  • .240   Reinstatement -- Annuities.

  • .250   Standard provisions -- Reversionary annuities.

  • .260   Limitation of liability.

  • .270   Incontestability, limitation of liability after reinstatement.

  • .280   Prohibited provisions.

  • .290   Provisions required by law of other jurisdiction.

  • .300   Short title.

  • .310   Nonforfeiture provisions.

  • .312   Policies without cash surrender value.

  • .315   Standard Nonforfeiture Law for Individual Deferred Annuities.

  • .320   Cash surrender value.

  • .322   Notification of insured of cash surrender value.

  • .330   Paid-up nonforfeiture benefits.

  • .340   Adjusted premiums.

  • .342   Adjusted premiums operative at option of insurer or on January 1, 1989.

  • .344   Commissioner's approval.

  • .350   Calculation of cash surrender value and paid-up nonforfeiture benefit of certain policies on default.

  • .352   Cash surrender value -- Nonforfeiture factor.

  • .360   Exceptions.

  • .365   Standard Nonforfeiture Law for Individual Deferred Annuities of 2005.

  • .370   Disposition of miscellaneous proceeds.

  • .380   Participating, nonparticipating policies -- Right to issue.

  • .390   Pension, retirement, profit-sharing, life insurance, or annuity agreements -- Separate accounts.

  • .400   Prohibited policy plans.

  • .410   Minimum reserves.

  • .420   Unclaimed Life Insurance Benefits Act. (Effective January 1, 2013)

    • Life Settlements

  • .700   Licensing requirements governing life settlement providers and brokers -- Contracts -- Commissioner's approval required -- Forms.  

  • .702   Permitted questioning of life insurance applicant concerning financing of premium payments.

  • .705   Commissioner's authority to examine -- Retention and inspection of records.

  • .708   Emergency cease and desist order when public health, safety, or welfare is endangered -- Fee.

  • .709   Remedies of department and of persons damaged by life settlement violations.

  • .710   Life settlement provider's duties of disclosure to owner.

  • .712   Permitted and prohibited life insurance advertising and marketing.

  • .715   Requirements for life settlement contracts.

  • .716   Violation due to time of contract -- Conditions -- Procedure -- Satisfaction of requirements.

  • .717   Circumstances under which life settlement transactions are unlawful -- Required statement regarding false information -- Furnishing information regarding fraudulent life settlement acts.

  • .718   Requirements governing execution of life settlement contracts.

  • .719   Annual statement to be filed with commissioner -- Administrative regulations.

  • .720   Powers of commissioner.

  • .725   KRS 304.15-020 and KRS 304.15-700 to 304.15-720 subject to Subtitle 12 of this chapter.

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