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Kentucky Revised Statutes

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Statutes Last Updated July 23, 2012

Includes Enactments through the 2012 Extraordinary Session
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KRS Chapter 304.20

  • .010   Casualty contracts subject to general provisions.

  • .020   Uninsured vehicle coverage -- Insolvency of insurer.

  • .030   Retroactive annulment of liability policies prohibited.

  • .035   Notice of renewal premiums of property or casualty policy.

  • .037   Reinstatement of expired policy for which renewal was offered -- Conditions.

  • .040   Cancellation, nonrenewal, or termination of automobile insurance -- Definitions -- Scope -- Penalties.  

  • .041   Prohibition against insurer's refusing to reissue motor vehicle liability policy or imposing additional premium because of uninsured status under certain conditions.

  • .042   Termination or refusal to issue insurance due to credit history prohibited.  

  • .043   Cancellation of policy held by state employee prohibited, when -- Exception.

  • .045   Increase in premium on automobile liability insurance policy -- Complaint.

  • .047   Cancellation, nonrenewal, or premium increase because of simple coverage inquiry prohibited.  

  • .050   Arbitration provision not binding.

  • .060   Coverage for safety equipment, definition.

  • .065   Coverage for motor vehicle loaned as replacement.

  • .070   Check endorsement not to act as release from further liability.

  • .080   Self-insurance of public housing authority.

  • .090   Workers' compensation insurers to provide proof of coverage to commissioner of Department of Workers' Claims.

  • .100   Loss run statement to be provided upon request -- Duties of insurer and insurer's agent.  

    • Fire Loss

  • .150   Definitions.

  • .160   Power of authorized agency to require insurer to furnish information concerning fire loss.

  • .170   Information to be held confidential.

  • .180   Intentional refusal or failure to provide information prohibited.

  • .190   Concurrent jurisdiction.

  • .200   Proceeds of policy subject to tax lien on insured real estate.

  • .210   Notification of insurer of existence of lien -- Payment by insurer to taxing authority.

  • .220   Priority of lien.

  • .230   Insurer not liable for amounts paid pursuant to KRS 304.20-210.

  • .240   Application of KRS 304.20-200 to 304.20-250.

  • .250   Government's right to enforce any lien not altered.

  • .260   Maximum coverage for loss or damage to structure.

    • Declinations, Cancellations, and Nonrenewals

  • .300   Purpose and application of KRS 304.20-320 to 304.20-350.

  • .310   Definitions for KRS 304.20-320 to 304.20-350.

  • .320   Declinations -- Cancellations -- Nonrenewals -- Terminations -- Notice of premium required.

  • .330   Reasons for cancellation.

  • .340   Declination or termination prohibited, when.

  • .350   Penalties for violations of KRS 304.20-320 to this section.

  • .380   Premium credit or discount provision for buildings equipped with an automatic sprinkler system.

  • .385   Application of KRS 304.20-380.

    • Reductions for Antitheft Device

  • .400   Definitions.

  • .410   Five percent discount.

  • .420   Fifteen percent discount.

  • .430   Twenty percent discount.

  • .440   Highest discount to apply for use of two or more antitheft devices.

  • .450   Application of KRS 304.20-400 to 304.20-440.

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